Car insurance insurance, do you understand? How do you get information, do you know the insurance company's insurance trap? Hubei Cheng Li company for the majority of users insured safety, I hope you can read ahead of the important information.

To this end, Hubei Cheng Li sales manager Chen Xin consulted the industry, revealing six common car insurance traps, hoping Hubei Cheng Li old and new users to be vigilant.

1. Anti-theft insurance and vehicle damage insurance are tied together

Some insurance companies are unscrupulous in order to obtain maximum benefits. Auto insurance that could have been sold separately has the intention to tie up certain types of insurance and slightly discount the price of the bundled insurance to make customers feel at ease. For example, an insurance company bundles vehicle liability insurance, anti-theft insurance, and vehicle damage insurance as its own basic vehicle insurance coverage. Due to bundling sales, the insured bought it without their knowledge. The insurance company’s tactics allowed them to make money, but the insured became a purveyor.

2. Stay insurance policy withheld

Now, some insurance agents, after obtaining the auto insurance policyholder’s policy, detain the policyholder’s policy in their hands so that they “wait for the opportunity”. If the vehicle insured is not out of danger, the premium will be successfully paid into the “illegal” person’s own pockets. Once out of danger, the “illegal” people of light danger may pay for it; they will try to cheat the insurance company if they are in danger, and if they are not successful, they will flee. The auto insurance insurer had to be unlucky. Therefore, it is best for auto insurance applicants to go to the insurance company in person.

3. Basically useless insurance
At present, there are many insurance companies or car insurance agents who either don't explain to the owner when they buy or they mislead the owner to insure and make some inexperienced owners buy insurance that they should or cannot buy. In general, for the first time, the insurers are vulnerable to being “fudged” by insurance companies and bought out of their pockets. In this way, although auto insurance applicants bought insurance, they actually bought a basically useless insurance and lost their wallets.

4. Quality assurance accessories

After the vehicle is out of danger, many insurance companies will set the damage point at the 4S shop. At this time, the insured are often very relieved that their vehicle maintenance quality is guaranteed. If policyholders really think so, then it may be a big mistake. Because, if the 4S shopkeepers of the damage are not repaired by the brand of the vehicles in danger, they will certainly not reserve spare parts for the vehicles in danger. As a result, the 4S shop will go out and buy some non-original, inexpensive, and unqualified accessories to the owner's vehicle. Although the car was repaired, it was not guaranteed. Therefore, when the vehicle owner purchases vehicle insurance, he should choose the insurance company's loss point as the 4S shop of the brand. If the vehicle is repaired at the 4S shop, he can guarantee that the accessory is the original factory.

5. It will pay much more
For some auto insurance, it is not much to pay more, but there are some auto insurance agents who tend to throw bait that “will pay much more” to mislead when they sell auto insurance business. Motor insurance applicants. As a result, the insurance agents earned more “hearty” agency fees from them, but the policyholders were paralysed, over-insured and wasted money. Actually, in the actual business, any insurance company is completely in accordance with the actual situation of the size of the car out of danger, and not what the agent said, "the insurance will be much more," it is just that they want to A lot of earning agency fees played a blind man.

6. Agency car insurance

At present, some fake agents are active in the auto market. When they see someone buying a car, they will promptly shoot their hands, follow up with the owner, fake the name of the insurance company, and “own car insurance” for the owner. They not only have insurance policies but also invoices. Policies and invoices are false, and it is hard to tell if it is not for professionals. Once the owner is deceived, investing in these people's car insurance is tantamount to taking his own money to play. Therefore, in order to prevent these mercenary criminals from conspiring to succeed, auto insurance applicants must not rush out of their hands when they are unable to determine the identity of an insurance agent.

As Hubei Chengli sprinklers gradually entered the country, insurance car insurance as the "human", "car" security is the prevailing market. However, the auto insurance market has a myriad of tricks and hidden secrets. If it is inattentive, it will allow oneself to “eat” hard. Especially in the current auto insurance market laws and regulations are not yet sound, the owner himself can only dumb to eat Coptis, can not tell.

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