One lucky chance may make you hit a wall

Hangzhou intends to include serious traffic violations in the government's joint credit system. Starting with companies in Germany, a red light at a time will not only imply that fines and vehicle premiums will rise, but will also affect personal loan interest rates and personal insurance costs.

In Jiangsu, Suqian City Traffic Police Detachment recently announced that 13 illegal activities such as motor vehicles and pedestrians will be linked to personal integrity records. Traffic violations such as red light and speeding will not only face penalty penalties in the future, but may also affect civil service applicants and bank loans.

Yesterday, the reporter learned from the Hangzhou Credit Office that they had reached a preliminary consensus with the traffic police department. Traffic integrity information will be included in the government's joint credit information system and will be shared by more departments and will be recorded in credit files.

More than 300 million personal credit information have been shared with the library

In the past, the data sharing of various departments was mainly in the form of “letters”. When there were problems requiring other departments to assist in investigations, it was often a survey letter sent in the past in order to obtain relevant information.

Later, we could just click the mouse. In 2008, Hangzhou started the construction of the government's joint credit information system earlier in the country. The most important feature of this system is that through the efforts of the co-construction departments, it has brought together various useful corporate and personal credit information and data, including both trustworthy and reward information as well as illegal information on dishonesty. At present, there are 16 co-construction departments of the Hangzhou Municipal Government's joint credit information system, including public security, human society, civil affairs, industry and commerce, quality supervision, and environmental protection.

As of January of this year, the credit information system has actually collected more than 300 million personal credit information and more than 4 million corporate credit information in the city. This includes various types of enterprises registered in the Bureau of Industry and Commerce, including the household registration population, permanent residents, etc. in Hangzhou.

The types of information are also varied, including whether the company has evaded tax evasion, illegal discharges, whether individuals have cheated, and so on.

Your serious traffic violation will have more departments to know

There is a living example of the need to establish a joint credit system: the environmental protection department has just penalized a company, but soon they discovered that for other reasons, other government departments have commended the company. This matter is plain, or the department's information resources are relatively independent and closed, and other departments do not know.

Through the exchange and sharing of data in various departments of the joint credit system, this situation will not happen.

The person in charge of the Municipal Credit Office told reporters that on the one hand, they are collecting more and more useful data through the co-construction department; on the other hand, it is also crucial that these credit information be used. Currently being studied in the field of government bidding, appraisal and evaluation, government procurement and other fields to use - want to bid? Want to comment on advanced? Want to receive government purchase orders? Take a look at your credit before you say it.

Recently, they also communicated with the traffic police department several times. At present, the preliminary opinion is that, for those enterprises that have serious traffic violations, they must be ordered by the traffic police department to order rectification within a time limit, and if they do not rectify or evade punishment after the deadline, relevant. The information will be collected into the government's joint credit system. In the future, such measures may also be realized by ordinary citizens after the time is ripe.

In order to make this kind of information on traffic integrity widely used, Hangzhou considers using the joint credit information system to use the traffic integrity information in the process of carrying out administrative supervision in other government departments, and gradually form a disciplinary mechanism for traffic injustice to increase the untrustworthy costs of traffic offenders. The publicly available information in the traffic integrity information can be exposed through the “Credit Hangzhou” portal and other media on the premise of compliance with laws and regulations.

For example, the joint credit reporting system will play a greater role in the court's “Lao Lai”. For example, after the court confirmed that someone is an “old Lai,” the relevant information will enter the joint credit information system for the first time, and will be quickly shared with the departments of immigration, industry and commerce, etc., so that “Lao Lai” will be blocked everywhere.

One unit "key" to prevent privacy leak

Relevant person in charge said that for privacy protection and other considerations, at present, this information can only be the internal inquiry and use of the credit system.

However, even if it is a co-construction department of the credit information system, there are very strict regulations when it is used: “Each of our co-building units must check the credit information through the network key. Who has logged in to the system and what information has been viewed? System records are clear, that is, to prevent anyone from snooping into the privacy of others."

In the future, the open application of credit reports is a trend. "As people pay more and more attention to credit, it may be necessary to look at each other's credit report before the two parties cooperate." The person in charge said.

As of January of this year, the credit information system has actually collected more than 300 million personal credit information and more than 4 million corporate credit information in the city.